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Study in Canada

Study in Canada: complete guide for international students (2026/27)

How to study in Canada as an international student: the 2026 study permit cap, who needs a PAL, proof-of-funds rules, intakes, working while you study and the Post-Graduation Work Permit.

By Sabbir Khan · International education specialist · Updated 1 October 2026

Please note: this guide is general information about studying abroad, written by Sabbir Khan from 12+ years in international education. It is not legal or immigration advice. Visa rules and fees change often, so always confirm the latest requirements on the official government website linked in this guide, and speak to a regulated immigration adviser for advice on your own visa case.

Why study in Canada?

Canada offers high-quality public universities and colleges, a welcoming multicultural society and, for eligible graduates, the chance to gain Canadian work experience after studying. Programmes range from 1-year college certificates to 4-year bachelor's degrees and research master's and PhDs.

Important: Canada's study permit rules have changed

Since 2024, Canada has capped the number of new study permit applications. For the 2026 calendar year, the cap allows 309,670 study permit application spaces for students who need an attestation letter. Most applicants need a Provincial or Territorial Attestation Letter (PAL/TAL) from the province where they will study, which the institution helps arrange.

From 1 January 2026, master's and doctoral students at public institutions are exempt from needing a PAL/TAL. Undergraduate and college students usually still need one. Confirm on canada.ca.

Intakes and how to apply

Apply only to a Designated Learning Institution (DLI). After you receive your Letter of Acceptance and PAL/TAL (if needed), apply for your study permit online.

Proof of funds and costs

ItemCurrent figure
Living-cost funds, single applicant (outside Quebec)CAD 23,448 per year (applications from 1 September 2026)
PlusFirst-year tuition and travel costs
QuebecSeparate provincial requirements apply

The living-cost amount is updated each year and is higher if family members come with you. Many students use a Guaranteed Investment Certificate (GIC) from a participating Canadian bank as part of their proof of funds.

Working while you study and after graduation

Choosing the right programme in Canada

Frequently asked questions

How much money do I need for a Canada study permit?

For applications from 1 September 2026, a single applicant outside Quebec must show CAD 23,448 for living costs, plus first-year tuition and travel. Quebec has its own requirements. Check canada.ca for the latest figure.

Do I need a PAL to study in Canada?

Most undergraduate and college students need a Provincial or Territorial Attestation Letter. From 1 January 2026, master's and doctoral students at public institutions are exempt. Your institution will guide you.

Is there a cap on Canadian study permits in 2026?

Yes. For 2026, Canada set 309,670 study permit application spaces for applicants who need an attestation letter.

Can I work in Canada after I graduate?

If you are eligible, you can apply for a Post-Graduation Work Permit of up to 3 years. Eligibility depends on your programme, institution, field of study and language test results.

Can I work while studying in Canada?

Yes, eligible students can work off campus for a limited number of hours per week during term and full time during scheduled breaks.

Md Sabbir Khan
About the author
Md Sabbir Khan is an International Partnerships Director based in London with 12+ years in international student recruitment across the UK, Canada, Australia, South Asia and MENA. More about Sabbir Khan · LinkedIn